Do the bottom anchor belts go on top of your thighs, then? I noticed that too and immediately thought that it must be done for comfort. I have my 5th point connected the old fashioned way, into the cam, and since it's a lap belt it's the full 3" width. I find it surprisingly comfortable and I maximise this by folding the belt in half, like a U shape, which my legs then press together and keep folded naturally. One thing that might be helping the comfort is that, unlike a traditional harness position for safety in a car, I have my cam up much higher than I did with the lap belts connected. It's up around my navel and that seems to allow much more room down below. It's perfect for what we use it for and I feel completely free while driving. It really did surprise me how much I don't notice it being there. It does a great job of maximising the G-Belt, though.